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West + Main Homes Announces North Carolina Expansion

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Carteret County, North Carolina

For immediate release:

West + Main Homes, Inc. is happy to announce its expansion into Eastern North Carolina’s beautiful Crystal Coast. We will now be at the beach, serving Carteret County + surrounding areas. The beach has been on our dream board ever since a few of our original agents made the move to NC. We are thrilled to be here and have felt so welcomed!

“We couldn’t be more thrilled to have one of our first agents, Gray Blount Busch, starting the North Carolina branch of West + Main Homes,” said Stacie Staub, CEO of West + Main Homes. “Gray brings so much real estate knowledge to the table from her experience selling + remodeling homes in both Colorado and North Carolina. On top of that, she is truly a great person and representative of the West + Main brand.

West + Main Homes is excited to bring a fresh update on the traditional real estate brokerage, with a culture that celebrates collaboration, education, thoughtful + intentional marketing and excellent service to the North Carolina market.

 
 

About Gray Blount Busch: Gray is originally from Colorado with deep family roots in North Carolina. Her family spent summers enjoying the Crystal Coast, until they decided to make it their permanent home. Gray is a second generation Realtor, literally growing up in the business. Buying, fixing up and selling her own homes has given her an eye for potential investments. She has a passion for short term rental investment opportunities and loves helping her clients build wealth through real estate. Gray has also played an active role in her husband’s residential remodeling business, giving her superior knowledge in the construction field. Gray’s attention to detail and her dedication make her clients feel at ease throughout the entire buying or selling process. Her communication and negotiation skills paired with her local market knowledge make working with Gray an excellent experience. When Gray is not helping her clients, she and her husband are scoping out their next investment property, working on their own remodeling projects or enjoying the beach with their kids and dogs.

About West + Main Homes: Founded in 2017, West + Main is an independently owned and operated boutique Real Estate brokerage specializing in residential and commercial properties in Downtown Denver and across Colorado’s Front Range, as well as greater Oklahoma City, and Oregon.

 
 

We're hiring new and experienced agents!

Let us tell you how West + Main Homes can help you transform your real estate business.

Contact Gray
 
 

Ready to start your home search?

Let's talk about how we can make your real estate dreams come true.

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Just Listed: Beautiful Northwest Crossing Home with Custom Finishes

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Beautifully built home by Greg Welch located in desirable Northwest Crossing feels welcoming inside and out with custom high-end finishes, open floor plan, high ceilings, lots of windows for natural light, gas fireplace, hardwood floors, quartz countertops, modern lighting, nicely landscaped + fenced.

Entertaining made easy with the great room + spacious kitchen with stainless steel appliances, large island + covered patios w/gas BBQ stub. The first floor boosts the primary suite with large extended closet and easy access to the outdoor hot tub, two bathrooms, den, mudroom + laundry room with sink. Relax in the soaking tub in the primary bathroom with dual vanity + spacious tiled shower. Upstairs has bonus room, desk space, two large bedrooms + full bathroom. The hot water recirculating pump makes life easier! Over-sized, 721 SF garage is perfect for storing all the gear with several cabinets, bike + ski racks! Northwest Crossing has restaurants, shopping, Discovery Park + trails!

Listed by Lisa McCarthy for West + Main Homes. Please contact Lisa for current pricing + availability.

 
 
Learn more!
 

Have questions?
West + Main Homes
westandmain.co
hello@westandmainoregon.com

Presented by:
Lisa McCarthy
(541) 419-8639
lisam@westandmainoregon.com

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Just Listed: Brand New Manufactured Home in La Pine

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Brand new 2022, 3 bedroom 2 bath manufactured home on 1.12 acre lot just off of County maintained road.

Primary bedroom separated from other 2 rooms with living room. Laundry room with back door entrance. Wifi thermostat for electric heat, wired for heat pump, recessed lighting with earth tone carpet and vinyl throughout. Front and back deck, new ATT system, adequate producing well. 400 amp service with conduit ran to the 27x46 Shop for the option to have 200 amp service.

Listed by Tisha Anderson for West + Main Homes. Please contact Tisha for current pricing + availability.

 
 
 

Have questions?
West + Main Homes
westandmain.co
hello@westandmainoregon.com

Presented by:
Tisha Anderson
(541) 420-1361
tisha@westandmainoregon.com

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There are only 4 U.S. cities where the average American can afford a starter home

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With homeownership costs doubling since last year, the market for starter homes has become unaffordable for most buyers in all but four major U.S. cities, according to a recent study published by real estate site Point2.

Those cities are:

  • Detroit

  • Tulsa, Oklahoma

  • Memphis, Tennessee

  • Oklahoma City

Starter homes are generally thought of as the first home a family can purchase, so they tend to be smaller and cheaper than other homes listed for sale. But due to homeownership costs, the starter home is becoming the "stuff of myths," according to Point2.

For the purposes of Point2's analysis, starter homes are those valued in the bottom third of all homes available in a given market. To measure affordability, the study follows the common personal finance rule that a mortgage payment shouldn't exceed 30% of a homeowner's gross monthly income.

Here's a closer look at the four cities where starter homes are actually affordable for those earning the area's median household income.

1. Detroit
Median annual income: $25,004
Income needed to afford a starter home: $19,103
Median starter home price: $48,129

2. Tulsa, Oklahoma
Median annual income: $35,039
Income needed to afford a starter home: $29,521
Median starter home price: $95,481

3. Memphis, Tennessee
Median annual income: $30,093
Income needed to afford a starter home: $27,966
Median starter home price: $87,174

4. Oklahoma City
Median annual income: $37,211
Income needed to afford a starter home: $37,071
Median starter home price: $126,442

Why starter home costs have risen

Aside from a chronic shortage of housing that predates the Covid-19 pandemic, supply constraints and growing costs for building materials have contributed to increasing home prices, says Lawrence Yun, chief economist at the National Association of Realtors.

And with home prices up by nearly 30%, "we know for sure people's incomes have not risen by 30%," he says. 

The market will likely remain discouraging, at least until mortgage rates drop and the supply of homes catches up with demand, says Yun. Unfortunately for potential homebuyers, home building has slowed recently due to economic uncertainty.

"The starter home market has become increasingly difficult over the past 20 years," says Yun. This has created a "social divide" between homeowners and non-homeowners, who "simply feel like they cannot catch up."

Keep reading.

Related Links

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Pre-Approval Is a Critical First Step on Your Homebuying Journey

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If you’re planning to buy a home this year, one of the first steps on your journey is getting pre-approved.

Especially in today’s market when mortgage rates are higher than they were just a few months ago, getting a mortgage pre-approval can be a game changer. Here’s why.

What Is Pre-Approval?

To better understand why pre-approval is key, it’s important to know what pre-approval is. The Mortgage Reports explains it like this:

“When you’re ready to take the leap into homeownership, your first step is mortgage preapproval. . . . A mortgage preapproval is when a lender determines you’re qualified for a home loan. Your preapproval letter shows the maximum loan amount you’re approved for (your home buying budget), as well as the specific interest rate and loan term you can expect.”

As part of the pre-approval process, a lender will look at your finances to determine what they’d be willing to loan you. From there, your lender will give you a pre-approval letter to help you understand your true price range and how much money you can borrow. That can make it easier when you set out to search for homes because you’ll know your overall numbers. And with mortgage rates rising and impacting affordability, a solid understanding of your numbers is even more important.

Pre-Approval Can Signal You’re a Serious Buyer

Another added benefit is that pre-approval lets the seller know you’re qualified to buy their house. A recent article from realtor.com notes:

“. . . getting pre-approved can actually improve your chances of falling into the sellers’ good graces, and you’ll want to get it done as early as you possibly can in the home-buying process.”

Even though bidding wars are easing this year as the market shifts, preapproval is still an important part of making a strong offer. It can help a seller feel more confident because it shows you’re serious about their home and that you’re a qualified buyer.

Bottom Line

Getting pre-approved for a mortgage is critical. It helps you better understand what you can borrow and shows sellers you’re serious about purchasing their home. Connect with a local real estate professional and a trusted lender so you have the tools you need to succeed as a homebuyer in today’s market.

Keep reading on Keeping Current Matters.

Related Links

If there is a home that you would like more information about, if you are considering selling a property, or if you have questions about the housing market in your neighborhood, please reach out. We’re here to help.

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Search Homes in Oregon

 
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