Save On Your Bills: 6 Ways You Can Make Your Home More Energy-Efficient

 
 

Do you find yourself cringing every time your energy bill comes in the mail? You’re not alone.

Plenty of homeowners are looking for ways to save money on their utility bills each month. Fortunately, there are a number of simple home upgrades you can make that will help you save money and reduce waste. Here are five smart ways to make your home energy efficient and save on bills.

Upgrade to Energy-Efficient Appliances
The first and most significant step to make your home energy-efficient is to upgrade to energy-efficient appliances. Choose home appliances with ENERGY STAR rating as they consume less energy and help you reduce your electricity bills. Also, consider investing in advanced smart-home technology for better energy management.

If you're worried about the cost of upgrading to energy-efficient appliances, there are ways to save up for them. One option is to set a monthly budget specifically for saving towards these new appliances. You can also look into financing options or government rebates that may be available for purchasing energy-efficient appliances. Additionally, consider selling old or unused items in your home to generate extra funds for this investment.

Seal Windows and Doors
Sealing windows and doors is an easy yet effective way to make your home energy-efficient. When doors and windows aren't sealed correctly, they allow hot air to escape during winters and cool air during summers, causing the HVAC system to work harder, consuming more energy. Sealing these gaps can significantly reduce your energy bill.

If you notice drafts, condensation, or difficulty opening and closing your windows or doors, it may be time to replace them. These are signs that they are no longer functioning properly and are likely leaking air, which can lead to increased energy bills. You can also conduct a simple test by holding a candle near the edges of your windows and doors on a windy day. If the flame flickers, it's a sign of air leakage.

Replacing leaky windows and doors with energy-efficient ones will not only help you save on bills but also improve the overall comfort and insulation of your home. Be sure to find a reputable home window replacement company so you can get the job done right.

Install a Programmable Thermostat
An old and inefficient thermostat may add up more to your bill than you think. Consider upgrading your thermostat to a programmable one or a smart thermostat. These can be programmed to adjust the temperature and humidity levels depending on your schedule, resulting in less energy consumption and lower bills.

If you're not tech-savvy, finding the right programmable thermostat can seem like a daunting task. But don't worry, there are many user-friendly options available in the market. Look for thermostats with simple and easy-to-use interfaces and follow step-by-step installation instructions. It's also helpful to read reviews and seek recommendations from friends and family who have experience with programmable thermostats.

Replace Your Traditional Light Bulbs
Traditional bulbs may be inexpensive, but they consume more energy than LED or CFL bulbs. Switch to LED or CFL bulbs to save money while still getting the same bright light. Moreover, they have a longer lifespan than traditional bulbs, saving you money on replacements.

LED and CFL bulbs can be found in most home improvement stores, hardware stores, and even some grocery or department stores. Shopping online is also a convenient option with many retailers offering a wide selection of energy-efficient bulbs at competitive prices.

Additionally, you may want to consider checking for any rebates or discounts available for purchasing these types of bulbs. It's also important to properly dispose of your old light bulbs, as they contain hazardous materials that can harm the environment if not disposed of correctly.

Utilize Natural Light and Energy-Saving Curtains
Take advantage of natural light during the day by keeping your curtains open instead of relying on artificial lighting. This not only saves energy but also provides a more pleasant and natural lighting in your home. To minimize heat gain during summers, use energy-saving curtains or blinds that can block the sun's rays. This will reduce the workload on your cooling system, ultimately lowering your bills.

Insulate Your Home Properly
Lastly, proper insulation can significantly impact your home's energy efficiency. Insulation creates a barrier around your home, maintaining a stable internal temperature during changing weather conditions. Efficient insulation also results in fewer drafts, making your home more comfortable and reducing your energy bills.

To find weak spots in your home's insulation, start by checking the insulation levels in your attic and crawl space. You can use a ruler or tape measure to see if the thickness of the insulation meets recommended levels for your area. Next, check for any visible gaps or holes in walls and ceilings where air may be able to escape.

You can also hire a professional energy auditor to conduct a thorough inspection and identify any potential problem areas. By addressing these weak spots, you can improve your home's overall energy efficiency and save on bills.

By implementing any of these tips, you can make your home energy-efficient and save money. Upgrading to energy-efficient appliances, sealing your windows and doors, installing a programmable thermostat, replacing your traditional light bulbs, and insulating your home are all simple and cost-effective ways to reduce your monthly electricity bills. So, take your first step towards making your home more eco-friendly while also saving money.

Read more at Rismedia.com

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The Federal Reserve will cut interest rates 6 times in 2024... ING says

 
 

An economy that is showing clear signs of decelerating means the Federal Reserve will cut interest rates at least six times in 2024, according to a Thursday note from ING Economics.

Moderating inflation, a cooling jobs market, and a deteriorating outlook for consumer spending mean the Fed may need to cut interest rates more than the market expects.

"We have modest growth and cooling inflation and a cooling labour market — exactly what the Fed wants to see," ING's chief international economist, James Knightley, wrote. "This should confirm no need for any further Fed policy tightening, but the outlook is looking less and less favourable."

Knightley says he expects the Fed will start cutting interest rates in the second quarter of next year, delivering as many as six 25-basis-point rate cuts totaling 150 basis points. He also says he expects the interest-rate cuts to extend into 2025 with at least four 25-basis-point interest-rate cuts. Meanwhile, the futures market suggests the Fed will cut rates by 125 basis points next year.

Knightley's expected rate cuts would bring the effective Federal Funds rate to about 3.83% at the end of 2024 and to 2.83% at the end of 2025, compared with today's Fed Funds rate of 5.33%.

Those rate cuts should prove stimulative to the economy over time, but not immediately. Changes to the Fed Funds rate often come with a lag of between 12-18 months before they are felt.

The gradual interest-rate cuts forecast by Knightley are encouraging because they suggest that the economy will remain resilient and that the Fed won't be forced to cut interest rates to 0% immediately, as they tend to do when the economy significantly decelerates and enters a recession.

Knightley highlights that while the job market remains solid, evidenced by weekly jobless claims that remain in the low 200,000 range, it has noticeably cooled.

 
 

"Continuing claims surged though to 1,927k up from 1,841k. There have been questions over seasonal adjustment issues and data volatility, but the trend is certainly towards higher continuing claims while initial claims remain low. Essentially, the message is that firms are reluctant to fire workers, but they are less inclined to hire new workers. i.e. more evidence of a cooling, but not collapsing, labour market," Knightley wrote.

Meanwhile, consumer spending, while solid, faces a tougher road ahead in 2024 as real household disposable incomes show signs of weakness, credit-card delinquencies rise, and student-loan payments add further strain.

"The data suggests stagnant real household incomes over quite some time now. So far, this has been offset by the running down of savings and the use of debt to fuel spending growth," Knightley said. 

"However, tighter credit conditions and high borrowing costs are likely to weigh heavily on the flow of credit to the household sector while there is growing evidence of pandemic-era accrued excess savings being exhausted for an increasing number of people," Knightley said.

This all chalks up to an economy that's on thin ice but hasn't broken yet. And it might not break if the Fed can successfully lower interest rates before the economy enters a recession.

Otherwise, a broken economy probably means that the Fed won't be so patient with cutting interest rates. UBS expects the Fed to cut interest rates by a whopping 275 basis points next year in response to a recession.

Read more at BusinessInsider.com

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Carteret County Holiday Events!

 
 

December 1

Christmas Tree Lighting

Friday, December 1, 5:30 - 7:00 pm

Katherine Davis Park
601 Arendell Street, Morehead City, NC

Hosted by the Town of Morehead City, the annual Morehead City Tree Lighting ceremony is a fun tradition for folks of all ages! Bring the family for music, games, hot chocolate, and some holiday magic. In fact - Mr. & Mrs. Claus may even make an appearance! The festivities will start at 5:30pm, and Mayor Jerry Jones will gather the crowd to light the tree at 6:00pm.

Get all the details here!

December 2

Crystal Coast Christmas Flotilla

Saturday, December 2, 5:30 - 7:00 pm

Morehead City Waterfront, 714-798 Shepard St, Morehead City, NC

Join us on the downtown waterfront for a Crystal Coast holiday tradition. You won't want to miss the creative light displays, inflatable characters, and holiday magic of each participating boat in the annual Holiday Flotilla!

Get all the details here!

December 2

Holiday Arts and Crafts Fair

Saturday, December 2, 2-8 pm

7500 Emerald Isle Drive, Emerald Isle, NC

Get all the details here!

December 2

Beaufort’s Annual Christmas Parade

Saturday, December 2, 11 am- 12 pm
Beaufort Pirates Revenge, Beaufort, NC

Small town parade brings big time fun for families with the annual Beaufort Christmas Parade along Front Street. Beaufort’s own Sweet Potato Queens are one reason why Travel + Leisure named Beaufort one of the “Quirkiest Towns in America.”

Get all the details here!

December 2

Santa’s Workshop Open House

Saturday, December 2, 4 - 8pm
Sunday, December 3, 6 - 8 pm

500 Front Street, Beaufort, NC

After Beaufort’s Annual Christmas Parade, Santa will be in his workshop to greet the children.

Get all the details here!

December 3

Wizards of Winter Concert

Sunday, December 3, 4 - 6pm

Crystal Coast Civic Center
203 College Circle, Morehead City, NC

A Holiday Rock Event for the Whole Family---
Featuring former members of Classic Rock Bands-The Trans- Siberian Orchestra, Def Leppard, Trixter, Rainbow, Blue Oyster Cult, and Broadway veterans . The Wizards of Winter perform a family friendly, holiday rock show titled " The Christmas Dream"

Get all the details here!

December 7

Chowder & Cheer

Saturday, December 7, 10am - 5pm

Downtown Morehead City
Morehead City, NC

Chowder & Cheer is a part of Downtown MHC, Inc.’s annual Christmas celebration, Christmas in Downtown. Local restaurants, bars, and shops provide tastes of soups and chowder, desserts, and libations at various downtown establishments. Get your ticket, have a taste, head to the next downtown location, then vote on your favorite chowder and favorite cheer. See friends and explore the downtown shops and restaurants while sampling delicious chowder and cheer.

Get all the details here!

December 8

Gingerbread Festival

Friday, December 8, 7 - 10 pm

Crystal Coast Civic Center
203 College Circle, Morehead City, NC

Come explore a winter wonderland of holiday sights, sounds and smells at this festive event. The annual Gingerbread Festival & Competition is a fun and all- encompassing celebration that has incredible gingerbread displays, fun crafts and activities for the kids, and lots of ways to celebrate the holidays in style while admiring some of the most unique and creative gingerbread creations that the Crystal Coast has to offer.

Get all the details here!

December 9

Morehead City Christmas Parade

Saturday, December 9, 11 am - 2 pm

Downtown Morehead, Morehead City, NC
parade will run along Arendell Street, eastbound, from 17th to 6th streets

The Christmas Parade is a longstanding tradition in downtown Morehead City. Featuring creative floats from local businesses and community groups, as well as performances from nearby school marching bands and dance teams, the parade is a fun and festive event for the whole family! Even Santa makes an appearance - so you won’t want to miss it!

Get all the details here!

December 9

Beaufort Holiday Art Walk

Saturday, December 9th, 9 am - 5 pm

Beaufort Historic Site130 Turner St, Beaufort, NC

Enjoy a festive day in Historic Downtown Beaufort, from 1 p.m. to 5 p.m. on Saturday, December 9. Come celebrate the season and enjoy viewing a wide variety of art from regional artists throughout many of the downtown shops, galleries and restaurants.

Get all the details here!

December 9

Christmas Candlelight Tour

Saturday, December 10th, 5 - 8 pm

Beaufort, NC

Tour private homes and ride on the decked out double-decker bus. Homeowners, churches, and inns will open their doors so that the public can delight in their festive décor and decorations.

Get all the details here!

December 9

Santa By the Sea

Saturday, December 9th, 9 am - 5 pm

North Carolina Aquarium at Pine Knoll Shores
1 Roosevelt Blvd, Pine Knoll Shores, NC

Whispered wishes among the fishes bring holiday magic to the Aquarium’s Santa by the Sea. Make holiday cards and an ornament, enjoy special treats and games at the Aquarium all decorated for the season. Event holiday bag includes a take-home photo of each child with Santa, plus crafts, holiday treat, activities, and other seasonal fun.

Get all the details here!

December 10

North Carolina Symphony - Holiday Pops

Sunday, December 10, 7:30 pm - 11:30 pm

December 16

Annual Olde Fashioned Holiday Farmers Market

Saturday, December 16 - 17

300 Courthouse Square, Beaufort, NC

Every holiday season, the community comes abuzz with excitement in anticipation of this beautiful evening event. The 9th Annual Olde Fashioned Holiday Farmers’ Market is no exception.The market’s local artists and craftspeople will be prepared with creative, unique, and quality handcrafted treasures from their studios to fill your holiday gift shopping list.

Get all the details here!

December 16

Beaufort Claus Crawl

December 16, 2:00 - 6:00 pm

4 Middle Lane, Beaufort, NC

The Claus Crawl is a local pub crawl in downtown Beaufort featuring your best holiday costumes and plenty of cheer! Event participants get access to exclusive food and drink specials at each of our participating establishments, free admission to the after party at The Backstreet Pub, an event gift bag, and entry for raffle prizes. In addition you get the opportunity to vote for the best Claus Crawl restaurant/bar of the year!

Get all the details here!

December 17

29th Annual John Costlow Christmas Train Show

December 17, 11 am - 4 pm

North Carolina Maritime Museum in Beaufort
315 Front St, Beaufort, NC

The museum is excited to welcome the return of the John Costlow Christmas Train Show this year! The annual show, which will be held in the museum auditorium, offers a glimpse into the past with antique working model trains and model trains of all sizes.

Get all the details here!

December 19

Movie morning: It's A Wonderful Life

Tuesday, December 19th, 10:30 am- 12 pm

Carteret County Public Library
230 Taylor Notion Rd, Cape Carteret, NC

Join us at the library for a wonderful, classic Christmas movie that may help angels get their wings by the ringing of a bell! Popcorn and drinks will be provided.

Get all the details here!

December 29

Smoke on the Bonfire

Friday, December 29, 6 pm-8 pm

The Circle, 201 West Atlantic Blvd., Atlantic Beach, NC

Enjoy a roaring fire and live music by Robert McDuffy. The Town will also sell s’mores supplies and roasting sticks to be used at small firepits adjacent to the bonfire. Admission is free.

Get all the details here!

December 31

Downtown Countdown

Sunday, December 31, 5:00 PM – 7:00 PM

Big Rock Landing
Morehead City, NC

Join the Town of Morehead City and Downtown Morehead City, Inc. for our "Downtown Countdown," and NYE festivities. Activities will begin at 5:00pm at Big Rock Landing, in front of the Big Rock Fountain, with games, music, face painting, coloring, and a 6:00pm crab pot drop! This event is family-friendly, and all are welcome!

Get all the details here!

January 1

Penguin Plunge

Monday, January 1, 10 am-12:30 pm

Atlantic Beach Boardwalk
201 West Atlantic Blvd, Atlantic Beach, NC, 28512

Start your New Year with a SPLASH!!
Ring in the New Year, on January 1, 2022, by taking a dip in the ocean and helping to raise money for a local charity. The 19th Annual Penguin Plunge proceeds support the Carteret County Teacher Fellowship Program implemented by the Carteret County Public School Foundation.

Get all the details here!

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Transforming Dreams into Reality: A Yearlong Journey to Crafting the Perfect Mountain Retreat in Vail!

 
 

West + Main Agent Melanie Harbaugh

 
 
 

When West + Main agent Melanie Harbaugh's dear friends were searching for their second home in Vail, they had a few requirements.

“This home had to be close enough to the lifts to allow their children to come and go easily, have the space they wanted for entertaining, and have the mountain lodge aesthetic they dreamed of. After searching for many months for just the right fit, they decided that this one particular place in East Vail had all the potential if just given some attention, which reflects a thoughtful and strategic approach. So they rolled the dice, got under contract and closed on the last day of the year in 2022.”

 
 
 
 

“Over the next year, they gutted the townhome, and completely remodeled it from top to bottom. While some processes took longer than they hoped, they were able to spend their first Thanksgiving in their new place with their family in 2023. The remodel is incredibly impressive. The modern finishes, with the rustic accents provide a truly Modern Mountain cozy lodge abode. Their story encapsulates the essence of a well-thought-out journey in real estate. The blend of emotional connection and practical considerations is often key in turning a house into a home, especially when undertaking a significant renovation project.”

“My clients chose to forego the homes on the market, as they each missed the mark in different ways. Our strategic decision-making process, including running comparables and assessing the investment against the potential value, demonstrates a well-informed approach. This strategic decision-making, considering both the personal and financial aspects, adds another layer of wisdom to their approach. It's not just about finding a house; it's about creating a home that reflects their style and meets their needs.”

“I applaud their vision, their determination and execution. Their ability to see the potential in a property that others might have overlooked and their dedication to bringing their vision to life are commendable. Renovations can indeed be challenging, but the reward of creating a space that resonates with one's aspirations and lifestyle is immeasurable. This story serves as an excellent example of how vision, determination, and careful planning can turn a fixer-upper into a stunning mountain retreat. Their newly remodeled mountain retreat will be a source of joy and cherished moments for years to come, not only for them but for everyone fortunate enough to share in the warmth and beauty of their home."

 
 
 

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A List of New Year Renovation Resolutions

 
 

With the start of the new year, it’s never too late to reflect on new resolutions to give your home a much-needed upgrade.

Sometimes, the smallest changes can accomplish the biggest transformations. As you start to ponder where to begin with your home renovation, we have created a list of new year renovation resolutions for your living space. Take a look, and hopefully, you can take a few from our list and make your house more awesome.

Declutter, Repurpose and Recycle
By removing excess items, you can create a brighter, more spacious atmosphere that’s perfect for starting the new year. Instead of throwing away items you no longer need, consider repurposing them or donating them to someone who can use them. This not only reduces waste but can also save you money in the long run. Recycling household products is another great way to clear space and improve your environment.

Look Into Roof Maintenance or Replacement
Taking care of your roof is critical in maintaining the safety and protection of your home, especially after the harsh winter weather. By inspecting your roof for any damage, leaks, or cracks at the beginning of the year, you can catch any potential issues early on, saving you both time and money in the long run. Consider replacing old roofing with newer, sturdier and more energy-efficient options such as metal or asphalt shingles. Not only will this add value to your home, but it will also ensure that your household is adequately protected from any external elements. Don't hesitate to look into roof maintenance or replacement this year to keep your home in tip-top shape or to reach out to residential roofers if you think you need a professional on the project.

Add Plants to Your Home Decor
Looking to spruce up your living space? Why not add some greenery to your home decor? Plants are a great way to add a touch of nature to your home, and studies show that having plants around can even improve your mood and sense of well-being. Not only do they look appealing, but certain plants also have air-purifying qualities, making them a great addition to any room. If you're new to the world of plants, don't worry - there are plenty of easy-to-maintain options such as Succulents, Fiddle Leaf Figs, Pothos and Ivy. So why not consider adding some green to your space today and see how it transforms your home?

Install New Cabinets, Countertops and Appliances
Upgrading your kitchen cabinets, countertops and appliances can completely transform the heart of your home. If you're tired of looking at the same outdated design, consider investing in new, modern fixtures. Not only will it give your kitchen a fresh new look, but it will also improve the functionality of your space. Imagine cooking in a kitchen with top-of-the-line appliances and ample counter space. It's easy to see why making this update can make daily life easier and more enjoyable.

Add a Home Office or Entertainment Space
With remote work becoming a new norm, the need for a comfortable and functional home office space is undeniable. Working from the kitchen table or couch may not be a conducive environment, hence the need for a designated work area. Why not take it further and create an entertainment space? It's a great way to make your home feel more inviting, and you can utilize the space for casual hangouts with friends or family. Whether you choose a gaming room or mini bar, the possibilities are endless. It's time to spruce up your living space and make it more practical and enjoyable.

Upgrade Your Shower and Lighting
Transform your bathroom into a soothing retreat with a shower and lighting overhaul. Upgrade your shower system and give your bathroom a fresh look by adding new tiles, fixtures and shower heads. From rain shower heads to handhelds, the options are endless. To enhance your experience, install energy-efficient lighting that not only saves money but also creates an inviting atmosphere. With the right lighting, you won't dread getting ready in the morning or winding down before bed. Upgrade your shower and lighting to create a relaxing and rejuvenating spa-like heaven right in your home.

Update Your Exterior Siding
Whether you're looking to boost curb appeal or simply freshen up the look of your place, swapping out old, weathered siding for something shiny and new can make a world of difference. These days, vinyl siding is a top choice for many homeowners—not only is it cost-effective and easy to maintain, but it's also incredibly durable and can last for decades. So if the exterior of your home could use a bit of an update, companies such as Superior Products are ready to supply you with the materials you need to get started.

Home renovation resolutions can be a refreshing start to the new year. Taking the time to evaluate your living space and reflecting on how to make it more awesome can make a significant impact on your daily life. Whether you opt for decluttering and recycling or adding a home office, upgrading your kitchen, or adding plants to your decor, there are a plethora of options to make your home a happy and relaxing place to be. Start small, stay focused and enjoy the transformation of your home.

Read more at Rismedia.com

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