As Featured in West + Main Home Magazine: Simple Fixes, Big Changes

When West + Main agent Caitlin Carow first moved in to her home in Lakewood, the kitchen was on the top of her list for things that had to change. 

“Both are spaces I knew we’d be using A LOT. I wanted to enjoy our time spent in these rooms… but I had a very limited budget. What do you do when you have a limited budget? You put your big girl pants on and buy a paint sprayer!”

The overall kitchen revamp consisted of two major things. New countertops and cabinet color changes. 

“The cabinets were high quality and in good condition so I did a fair bit of second guessing myself about wanting to paint them. I knew that lightening up the countertops would radically improve the kitchen mood.”

In the back of her mind, she wanted to keep things low budget since in the future they may completely rip out the kitchen, so a lot of strategic decisions were made around that fact. 

“I was extremely motivated to choose the most economical countertop solution that would achieve the light and bright look I was seeking. Enter IKEA laminate countertops, which come in two handy lengths.  We used two slabs of marble looking laminate countertops to cover our cabinets and we cut everything to fit, including the whole for the sink.”

Caitlin’s pro-tips after going through this renovation:

  • Summon your inner organization freak - Number inside your cabinet boxes and, on your cabinet fronts, in the space where the hinge sits (cover this with painters tape - remove the tape when you finish painting to reveal the cabinet door number). Keep all hardware (hinges, screws, etc) in a baggie. 

  • Set up your drying station in advance - I used utility shelves and boxes/props and made sure I had a space to lay out each cabinet door after I painted them. 

  • Always paint the cabinet INSIDES/BACKS, first. That way, if there are any blemishes from your paint triangles (whatever is holding the cabinet door up for you to paint) the blemishes are on the inside, not the outside/front. 

  • Paint the edges, turning as you go, all the way around, first. The over spray will get a good portion of the front, too. Then, paint the inside trim, spinning as you go, all the way around the cabinet door. Finally, spray paint back and forth across the top, main face of the cabinet door.

  • Handle with care! Pick up your cabinet doors from underneath the surface you painted and place them down to dry with care.

The Three Major Time Consuming Aspects of painting (according to Caitlin):

  1. Educating yourself and getting mentally prepare

  2. Prep (Labeling cabinets, protecting surfaces around your project and creating a space to spray your cabinet fronts, cleaning and prepping surfaces to be painted.)

  3. PAINTING

Materials and sourcing:

Primer: Zinzer BIN primer

Haardware: Amazon

Countertops: Ikea “Eckbacken”

Floors (kitchen and throughout): Carpet Exchange Calypso Oak LV

Check out Caitlin’s Kitchen Cabinet Project Spreadsheet!

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2023 Home and Design Trends to Watch

 
 

Sustainable design and warm, cozy spaces are on the rise in 2023.

Architecture and design experts weigh in on what’s emerging in 2023. As the new year emerges, lifestyle changes due to the pandemic continue to hold strong. Cutting home expenses and conserving resources are top of mind for many. Move over, granite: These new countertop materials are coming in strong, and cozy comfort is taking the place of stark, minimalist design.

Home Office Updates

For many, hybrid work is here to stay, so home offices make the list, though changes are in order. Many crave some interaction, says Priscilla Holloway, a salesperson with New York City–based Douglas Elliman.

Architect Liz Peabody of Boston-based The Architectural Team says that open, partially open and glass-walled spaces are seen in houses as well as multifamily buildings’ common spaces and individual apartment units. Another change is that some offices are larger and have a window for a nice view, according to designers at The Plan Collection(link is external).

Why now? The pandemic changed how and where we work, and people are still figuring out what works best at home.

Induction Cooking

Though the change will be gradual, many homeowners are expected to switch to induction cooking from natural gas. Many are finding that their cookware is induction-safe, despite previously held beliefs, says Chicago kitchen expert Mick De Giulio of de Giulio Kitchen Design. Induction has many benefits: Water boils faster, food cooks quicker, and homeowners have more control of heat level calibration, he says. Additionally, the smooth surface is easier to clean.

Why now? Many cities are outlawing natural gas hookups in new homes and buildings to reduce fossil fuel emissions and better control environmental and climate challenges.

Eco-friendly Design

More real estate sites list eco-friendly design as a priority, from solar panels to energy-efficient windows, stronger builds that better resist severe weather, more tech features like programmable thermostats, gardening apps(link is external) and smarter, more environmentally friendly, hygienic toilets like Toto USA’s Washlet and bidet toilets. TOTO also manufactures domestically, reducing its products’ carbon footprints, says Bill Strang, president of corporate strategy, e-commerce and customer care. 

Why now? More homeowners know the importance of sustainable design due to climate change reports, how fossil fuels damage the environment and the importance of preserving resources.

Cozier Comfort

Tough times call for an antidote, and many are seeking a dose of comfort within the walls of their homes. The ebb and flow of COVID-19 in conjunction with other stressors has people wanting to feel as though they’re wrapped in a warm hug, says Chicago-based designer Tom Segal of Kaufman Segal Design. He suggests doing so with patterned wallpaper on both walls and ceilings. A tactile touch also works, he says. Think big, upholstered headboards; ’50s and ’60s lounge-style sections to sprawl, watch TV or eat; and colorful tufted or handwoven area rugs that resemble art.

Why now? Collective stress levels are at an all-time high, and people are finding they need a respite from the constant barrage of information available because of the digital age.

More Natural, Personalized Interiors

The biophilic, natural look prevails in appeal because of the benefit nature provides. Homeowners want organic furnishings, live plants and warmer colors in the clay palette, says Gena Kirk, vice president of Design Studio at Los Angeles–based homebuilder KB Home. The latest iteration reflects interest in embracing memories through personalized design aesthetics that display mementos and heirlooms, Kirk says.

Why now? During the pandemic, homeowners opted for cleaner, minimalist interiors to set a clear boundary between personal space and the outside world. They now want to return to a new form of nesting, through an accumulation of textiles, warmer colors, new hardware and fabrics for a welcoming, natural environment to live, work and play, Kirk says.

Dekton and Neolith Surfaces

Every few years, a new countertop surface takes center stage as the best in terms of durability, sustainability, color or novelty. The latest “it” surfaces are newer “sintered” stones, a combination of minerals that form a solid surface that can’t be etched, scratched, burned or stained. Dekton and Neolith appeal because they resemble marble and other high-end surfaces and are resistant to fading, says Boston designer Jodi Swartz of KitchenVisions. Milwaukee designer Suzan Wemlinger adds that because the slabs are large, there’s less need for seams, and they can be used in outdoor kitchens without cracking in extreme temperatures.

Why now? New technology processes have led to the development of these stain-resistant, strong surfaces, and kitchen counter durability is nearly always top of mind for homeowners.

Affordable Design Choices

Instead of tempting buyers with fancy cabinets, finishes and appliances, more homebuilders are turning to affordability as a feature. “Good design is not about spending the most money but offering well-designed homes, sometimes without bells and whistles,” says Mary Cook, founder of Mary Cook Associates, a Chicago-based commercial interior design firm. Builders are displaying predesigned packages of cabinets, countertops, appliances and flooring that keep costs down. They’re also cutting square footage to show that buyers can live well in smaller homes, Cook says.

Why now? Higher interest rates have put a pause on buyer frenzy. “We went from crazy busy to crazy slow,” one homebuilder says. Now is the time to see how affordability and quality design come together.

Zero Emissions

Master-planned developments are taking the guesswork out of emission-free living. Developer Marshall Gobuty of Sarasota, Fla.–based Pearl Homes shows how with his 18-acre Hunter’s Point development, the first LEED Zero–certified community in the world, he says. “There’s no energy cost associated with the 86 single-family houses except for a $35 monthly maintenance fee from Florida Power,” he says.

Why now? With the pandemic and overall inflation, energy costs continue to soar. Also, sustainable development helps communities adapt to challenges posed by climate change and protects natural resources.

In Multifamily: More EV, Fewer Additional Amenities

Few multifamily buildings are constructed without an EV charging station, says architect Peabody. Developers are including a handful and leaving infrastructure available to expand the number. At the same time, they are devoting less square footage to amenities since younger generations are less inclined to pay for features they may not use, especially after seeing how the pandemic shut down facilities. What most still want are lounges, coworking spaces and outdoor areas to exercise and unwind, Peabody says. Pet parks and spas still make the list as well, says Cook.

Why now? EV stations are essential as more people switch to electric vehicles. Just over half of passenger cars sold in the U.S. will be electric vehicles by 2030, according to Bloomberg(link is external).

Walkable, Affordable Boomer Living

More efforts are underway to create more options for the enormous boomer cohort as they age(link is external). Many want to give up owning a car, live where their location has a high walkability score and cut living costs by living in smaller, energy-efficient homes. One example is developer David Fox’s Passive House building in Northampton, Mass., to be completed in 2024; it will eliminate 80% of typical energy needs to heat and cool and be built with sustainable mass timber construction, solar panels, a community garden and a bicycle shed. The building’s 70 apartments will average 1,200 square feet; share a gym, lounge and roof area to exercise; and limit rent increases.

Why now? Boomers are the largest aging community to date, and as the country ages, more emphasis on how elders live is needed now.

Fire-Resistant Modules

On the east coast, building structures to withstand Category 5 hurricanes and floods are in high demand. On the west coast, however, San Diego–based modular builder Dvele focuses on manufacturing fire-resistant steel modular houses. The company started with 500-square-foot homes constructed from a single module design and now offers 4,000-square-foot homes from seven module designs. All are also highly energy-efficient due to self-powered solar panels, says Kellan Hannah, the company’s director of growth.

Why now? The National Interagency Fire Center statistics show that as of last October, almost 60,000 fires burned 7 million acres, above the 10-year average of 48,000 fires and close to 6 million burned acres. Fires are only worsening, meaning construction must adapt.

What’s NOT Hot?    

Several once-popular design choices are losing appeal, primarily because they require high maintenance or aren’t functional for today’s busy routines, says Gena Kirk with homebuilder, KB Home. She suggests letting go of these four in the year ahead.

High Pile Carpet 

While soft, shaggy carpet styles make a statement, they are difficult to keep clean and aren’t practical, especially in households with kids and/or pets. 

Gray Cabinets 

Gray cabinets have been popular but are cooling off as more homeowners shift to warmer hues to make their spaces more welcoming. 

Standard Subway Tiles 

Standard-size white, horizontal subway tiles are still popular, but many now prefer larger 4-by-10 inch or 4-by-16-inch tiles that run vertically to draw eyes up and give an age-old design a fresh look.

Open Shelves 

Most struggle with clutter, so even though some love the open look above, others are opting for the traditional closed cabinets since they find it easier to keep stuff concealed. These days there are countless custom interior organization systems to arrange contents in a neat fashion.

Get more trend predictions here.

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The First Thing to Do to Get Your Finances in Order in the New Year, According to Money Experts

 
 

Even if you don’t buy into New Year’s resolutions or “new year, new you” messaging, there’s something about the beginning of the year that encourages fresh starts — setting goals and looking forward, not backward. It’s a time to reestablish habits and practices that work for you and let go of those that don’t.

It’s also the perfect opportunity to reexamine your finances, consider your money goals or set new ones, and take the necessary steps toward financial health. It may not be easy, but it’ll be worth it. Below, financial experts offer some of their best advice on the first thing to do to get your finances in order on Jan. 1, 2023. You’ve got this!

Lay it all on the table.

Before you do anything else, sit down and review everything money-related in your life: credit card balances, car payments, savings, and more. 

“One of the most important things to do right now is to take stock of where you are,” says Katie Burke, founder of Method Financial Planning. “Every year, small details will change. A little pay raise can make a big difference, as can an increase in the cost of your bills or monthly subscriptions, or a slight change in your benefits package.” 

Even though the market is currently more volatile than stable, don’t be afraid to check in on your investments. “Investments are meant to be a source of security; they shouldn’t be a source of worry and panic,” says Burke. “That’s why the best thing to do when dealing with investments, especially during the bumpy ride of a recession, is stay calm. One of the wisest investment strategies is to stay in the market rather than bail out when things get rough, and it never pays to act on emotion rather than rational thinking.” 

Set goals, then tweak your budget accordingly. 

Got all that? “Once you have the full picture of your finances, you can set realistic goals for yourself, whether it be paying off high-interest-rate debts, building an emergency fund, or increasing your retirement savings,” says Kendall Clayborne, certified financial planner at SoFi. “The key to setting realistic goals is to break big goals down into smaller ones. If it is anything that will take longer than a couple of months to accomplish, break it down further so you can focus on accomplishing something for the next 30, 60, or 90 days.”

To help with that, Burke recommends creating a fresh budget based on what you now know about your financial situation and your financial goals. 

Additionally, Burke says the new year is a great time to reconsider asset allocation. “If you normally allocate 20 percent of your savings to cash, for example, you could consider reducing this by 5 percent, and investing that 5 percent in stocks this year. You may also choose to diversify your investments in different ways, too, depending on the strengths and weaknesses of the market. You can always review all of this when you come to rebalance,” she explains. “And just as with your budget, when you’re reviewing your investments, don’t forget to keep your financial goals front and center.”

Consider calling in a financial planner or advisor if you need help with any of this.

Map out the coming year’s major purchases or big events.

If you know you’ll have to replace an appliance, buy a car, or update your couch in 2023, plan for it. 

“While unexpected expenses and impulse buys may still occur, do your best to plan your purchases in advance,” says Rebecca Gramuglia, consumer expert at TopCashBack.com. “If you’re planning to buy something at a specific store, keep track of their ‘sales cycle’ to determine when you may find the best deals. Once you’re ready to shop, layer any applicable coupons and promotions to your total. And if possible, use a rewards credit card to get cash back, points, or miles when you shop, depending on your card’s program.”

Going on a vacation? Attending a few weddings? Splurging on a big gift for your partner’s milestone birthday? Plan it! “One of the best things you can do is look at a calendar while you’re planning out your finances for the year,” says Kevin Matthews II, money expert at Public.com. “Make sure you account for weddings, birthdays, and holidays so that they don’t sneak up and throw your budget off course. Doing this can also help you break down some of your goals to a week-to-week or month-to-month level, making it easier to manage your cash flow.”

Automate, automate, automate.

Many experts brought up automating your savings — setting up an automatic deduction from your checking account to savings so you’re constantly funneling cash without noticing it. 

“Suppose you want to build an emergency fund or save more toward retirement. Instead of trying to remember every month to save money, set up automated transfers from your checking account to your savings or brokerage account every payroll period,” says certified financial planner Andrew Latham. “Ideally, you should set up the automated transfers as part of your employer’s direct deposit, as this will make it a little more difficult to turn them off. This added friction will make it harder to stop saving when you’re tempted to use the money for non-essential purchases.” Latham recommends trying to save 20 percent off your after-tax income, but adds that even $20 per pay period is great if that’s what you can contribute.

And speaking of automating, if one of your goals is to beef up your credit score, Latham also recommends setting up automated payments for things like the electric or cable bill. “Setting up automatic payments for your bills is one of the best things you can do to build your credit (or protect your credit if it’s already excellent),” he explains. “One single late payment on your credit report can lower your credit score by as much as 180 points. A drop of 180 in your credit score could mean being denied a mortgage or a lease. It will also increase the interest rate you pay on loans or credit cards, and your insurance quotes will probably have higher premiums.” 

The big takeaway here? This year, strategically save money and boost your credit score — and do so without even thinking about it.

Get more like this on Apartment Therapy.

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3 Options for Repairing Your Home’s Foundation

 
 

So, you're having issues with your home's foundation.

You know it needs to be repaired, but you don't know where to start. Well, you're in luck! In this blog post, we'll be exploring three different options for repairing your home's foundation and how they can benefit your house's structural integrity.  

Concrete Pilings 
One of the most common methods used for foundation repair is concrete pilings. This method involves driving steel or concrete pilings into the ground beneath the foundation and then connecting them to the existing beams. By providing additional support for your home’s foundation, pilings can help avoid further damage and potential subsidence. The cost of this method will depend on the number of pilings needed and their depth in the ground. 

Helical Piers 
If you need an alternative to concrete pilings, helical piers may be a better option for you. Helical piers use a screw-in system that is less invasive and doesn’t require as much excavation as other methods of repair. They are made from galvanized steel or stainless steel and are inserted into the soil next to your home's foundation until they reach stable soil or bedrock beneath it. Once installed, they provide strong support for your home’s foundation while preventing further damage from occurring over time.   

Mudjacking 
Mudjacking is another popular option when it comes to repairing foundations. This method requires drilling holes in the concrete and then pumping a mixture of sand and cement underneath it which serves as a sort of cushion between the ground and the slab that supports your home’s foundation. This helps level out any unevenness in your flooring while also providing additional support for your walls and ceilings. One downside of this method is that it can be quite expensive if there are large areas that need repair, but overall mudjacking can be an effective way of stabilizing your home’s foundation without having to replace the entire slab or structure entirely.                   

There are many options available when it comes to repairing your home's foundation, each with its own pros and cons depending on what kind of repairs you need done and how much money you have available for repairs. Whether you choose concrete pilings, helical piers, mudjacking or another type of repair method entirely, make sure that you do proper research before committing to any one option so that once repairs are completed, they will adequately restore your house's structural integrity.

Keep reading on RISMedia.

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What Are Your Goals in the Housing Market This Year?

 
 

If buying or selling a home is part of your dreams for 2023, it’s essential for you to understand today’s housing market, define your goals, and work with industry experts to bring your homeownership vision for the new year into focus.

In the last year, high inflation had a big impact on the economy, the housing market, and likely on your wallet too. That’s why it’s critical to have a clear understanding of not just the market today, but also what you want out of it when you buy or sell a home. Danielle Hale, Chief Economist at realtor.com, explains:

The key to making a good decision in this challenging housing market is to be laser focused on what you need now and in the years ahead, so that you can stay in your home long enough that buying is a sound financial decision.

Here are a few questions you can start thinking through as you fine tune your goals for 2023.

1. What’s Motivating You?

You’re dreaming about making a move for a reason – what is it? No matter what’s happening in the market, there are still many compelling reasons to buy a home today. Your needs may have changed in a way your current house can’t address, or you could be ready to step into homeownership for the first time and have a space that’s truly your own. Use what’s motivating you as a guidepost in partnership with an expert advisor to help make sure your move will give you a lasting sense of accomplishment.

2. What Does Your Next Home Look Like?

You know you want to move, but how would you describe your dream home? The available supply of homes for sale has grown, and that could mean more options to choose from when you buy. Just be sure to keep your budget in mind and work with a trusted real estate professional to balance your wants and needs. The better you understand what’s essential and where you can be flexible, the easier it can be to find the home that’s right for you.

3. How Ready Are You To Buy?

Getting clear on your budget and savings is essential before you get too far into the process. Working with a local agent and a lender early is the best way to make sure you’re in a good position to buy. This could include planning how much to save for a down payment, getting pre-approved for a home loan, and assessing your current home equity if your move involves selling your existing house.

A Professional Will Guide You Through Every Step of the Process

Buying or selling a home is a big process that takes expertise to navigate. If that feels a bit overwhelming, you aren’t alone. According to a recent Harris Poll survey, one in five respondents see a lack of information or knowledge about the homebuying process as a barrier from owning a home. Don’t let uncertainty hold you back from your goals this year. A trusted expert can bridge that gap and give you the best advice and information about today’s market.

Bottom Line

Work with a local real estate agent and build a team of industry professionals to plan how your dreams for 2023 can become a reality.

Get more on Keeping Current Matters.

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