The History of Earth Day on its 50th Anniversary

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THE FIRST EARTH DAY

Every year on April 22, Earth Day marks the anniversary of the birth of the modern environmental movement in 1970.

As we prepare to mark 50 years of Earth Day in 2020, let’s take a look at the last half-century of mobilization for action:

ORIGINS OF EARTH DAY

Earth Day 1970 gave a voice to an emerging public consciousness about the state of our planet — 

In the decades leading up to the first Earth Day, Americans were consuming vast amounts of leaded gas through massive and inefficient automobiles. Industry belched out smoke and sludge with little fear of the consequences from either the law or bad press. Air pollution was commonly accepted as the smell of prosperity. Until this point, mainstream America remained largely oblivious to environmental concerns and how a polluted environment threatens human health.

However, the stage was set for change with the publication of Rachel Carson’s New York Times bestseller Silent Spring in 1962. The book represented a watershed moment, selling more than 500,000 copies in 24 countries as it raised public awareness and concern for living organisms, the environment and the inextricable links between pollution and public health.

Earth Day 1970 would come to provide a voice to this emerging environmental consciousness, and putting environmental concerns on the front page.


THE IDEA FOR THE FIRST EARTH DAY

Senator Gaylord Nelson, a junior senator from Wisconsin, had long been concerned about the deteriorating environment in the United States.  Then in January 1969, he and many others witnessed the ravages of a massive oil spill in Santa Barbara, California.  Inspired by the student anti-war movement, Senator Nelson wanted to infuse the energy of student anti-war protests with an emerging public consciousness about air and water pollution. Senator Nelson announced the idea for a teach-in on college campuses to the national media, and persuaded Pete McCloskey, a conservation-minded Republican Congressman, to serve as his co-chair.  They recruited Denis Hayes, a young activist, to organize the campus teach-ins and they choose April 22, a weekday falling between Spring Break and Final Exams, to maximize the greatest student participation. 

Recognizing its potential to inspire all Americans, Hayes built a national staff of 85 to promote events across the land and the effort soon broadened to include a wide range of organizations, faith groups, and others.  They changed the name to Earth Day, which immediately sparked national media attention, and caught on across the country.  Earth Day inspired 20 million Americans — at the time, 10% of the total population of the United States — to take to the streets, parks and auditoriums to demonstrate against the impacts of 150 years of industrial development which had left a growing legacy of serious human health impacts. Thousands of colleges and universities organized protests against the deterioration of the environment and there were massive coast-to-coast rallies in cities, towns, and communities.

Groups that had been fighting individually against oil spills, polluting factories and power plants, raw sewage, toxic dumps, pesticides, freeways, the loss of wilderness and the extinction of wildlife united on Earth Day around these shared common values. Earth Day 1970 achieved a rare political alignment, enlisting support from Republicans and Democrats, rich and poor, urban dwellers and farmers, business and labor leaders. By the end of 1970, the first Earth Day led to the creation of the United States Environmental Protection Agency and the passage of other first of their kind environmental laws, including the National Environmental Education Act,  the Occupational Safety and Health Act, and the Clean Air Act.  Two years later Congress passed the Clean Water Act.  A year after that, Congress passed the Endangered Species Act and soon after the Federal Insecticide, Fungicide, and Rodenticide Act. These laws have protected millions of men, women and children from disease and death and have protected hundreds of species from extinction.

1990: EARTH DAY GOES GLOBAL

As 1990 approached, a group of environmental leaders approached Denis Hayes to once again organize another major campaign for the planet. This time, Earth Day went global, mobilizing 200 million people in 141 countries and lifting environmental issues onto the world stage. Earth Day 1990 gave a huge boost to recycling efforts worldwide and helped pave the way for the 1992 United Nations Earth Summit in Rio de Janeiro. It also prompted President Bill Clinton to award Senator Nelson the Presidential Medal of Freedom — the highest honor given to civilians in the United States — for his role as Earth Day founder.

EARTH DAY FOR A NEW MILLENNIUM

As the millennium approached, Hayes agreed to spearhead another campaign, this time focused on global warming and a push for clean energy. With 5,000 environmental groups in a record 184 countries reaching out to hundreds of millions of people, Earth Day 2000 built both global and local conversations, leveraging the power of the Internet to organize activists around the world, while also featuring a drum chain that traveled from village to village in Gabon, Africa. Hundreds of thousands of people also gathered on the National Mall in Washington, DC for a First Amendment Rally. 

30 years on, Earth Day 2000 sent world leaders a loud and clear message: Citizens around the world wanted quick and decisive action on global warming and clean energy.

EARTH DAY 2010

As in 1970, Earth Day 2010 came at a time of great challenge for the environmental community to combat the cynicism of climate change deniers, well-funded oil lobbyists, reticent politicians, a disinterested public, and a divided environmental community with the collective power of global environmental activism. In the face of these challenges, Earth Day prevailed and Earth Day Network reestablished Earth Day as a major moment for global action for the environment.

Over the decades, Earth Day Network has brought hundreds of millions of people into the environmental movement, creating opportunities for civic engagement and volunteerism in 193 countries.  Earth Day engages more than 1 billion people every year and has become a major stepping stone along the pathway of engagement around the protection of the planet. 

EARTH DAY TODAY

Today, Earth Day is widely recognized as the largest secular observance in the world, marked by more than a billion people every year as a day of action to change human behavior and create global, national and local policy changes.

Now, the fight for a clean environment continues with increasing urgency, as the ravages of climate change become more and more apparent every day. 

As the awareness of our climate crisis grows, so does civil society mobilization, which is reaching a fever pitch across the globe today. Disillusioned by the low level of ambition following the adoption of the Paris Agreement in 2015 and frustrated with international environmental lethargy, citizens of the world are rising up to demand far greater action for our planet and its people. 

The social and cultural environments we saw in 1970 are rising up again today — a fresh and frustrated generation of young people are refusing to settle for platitudes, instead taking to the streets by the millions to demand a new way forward. Digital and social media are bringing these conversations, protests, strikes and mobilizations to a global audience, uniting a concerned citizenry as never before and catalyzing generations to join together to take on the greatest challenge that humankind has faced. 

By tapping into some of the learnings, outcomes, and legacy of the first Earth Day, Earth Day Network is building a cohesive, coordinated, diverse movement, one that goes to the very heart of what EDN and Earth Day are all about — empowering individuals with the information, the tools, the messaging and the communities needed to make an impact and drive change.

2020 marks the 50th anniversary of Earth Day. In honor of this milestone, Earth Day Network is launching an ambitious set of goals to shape the future of 21st century environmentalism. Learn more here.

We invite you to be a part of Earth Day and help write many more chapters—struggles and victories—into the Earth Day book.

participate at earthday.org

Banks are Raising Lending Standards Amid Economic Struggles

Chase now requires 700 FICO score, 20% down payment to buy a home

As the country struggles through the economic impact of the coronavirus, numerous mortgage companies have raised their lending standards to protect both borrowers and themselves. Now, one of the largest mortgage lenders in the country is joining that list.

JPMorgan Chase this week is increasing its minimum lending standards to require nearly all borrowers to have at least 20% down in order to buy a home. Beyond that, Chase is also raising its minimum FICO credit score to 700 on purchase mortgages.

Put simply, if a borrower doesn’t have a 20% down payment and a FICO score of 700 or above, they will likely not be able get a loan from Chase to buy a home. According to Chase, those lending standards also apply to refinances on non-Chase mortgages.

The bank will still move forward with refis under its previous lending standards if the loan is either serviced by Chase or in Chase’s portfolio, but for all other refis, it’s 700 FICO or look somewhere else.

It should be noted that the changes do not apply to Chase’s DreaMaker mortgage program, which makes loans available for low-to-moderate income borrowers with as little as 3% down and reduced mortgage insurance requirements.

According to Chase, the changes will allow the bank to spend more time on the loans it is working on and do the appropriate verifications to ensure the loan is the right move for all involved.

“Due to the economic uncertainty, we are making temporary changes that will allow us to more closely focus on serving our existing customers,” Chase Home Lending Chief Marketing Officer Amy Bonitatibus said in a statement.

With the changes, Chase becomes the latest lender to tighten its lending standards. Certain segments of the business, including governmentnon-QM, and jumbo loans, have dried up substantially as lenders pull back from loans that are seen as riskier than conventional loans. But as the crisis continues, lenders are beginning to change their conventional lending standards as well.

United Wholesale Mortgage, the second-biggest mortgage lender in the country, recently announced that it will require reverification of a borrower’s employment on the day their loan is scheduled to close. The purpose of that move is to ensure that borrowers are actually still employed when their mortgage closes.

“If people don’t have a job, I’m not going to put them in a bad position,” UWM CEO Mat Ishbia told his employees last week. “By doing this, we’re protecting borrowers, the company, and the country.”

But UWM wasn’t the only one making employment verification changes as COVID-19 pushes layoffs to record levels in the U.S. Fannie Mae and Freddie Mac recently announced that they changed the age of document requirements for most income and asset documentation from four months to two months. What that means is all income and asset documentation must be dated no more than 60 days from the date of the mortgage note.

The bottom line of all these changes is lenders are attempting to protect themselves and borrowers from getting into a mortgage that is not in the borrower’s or lender’s best interest.

And despite Chase being the biggest name to make changes like these so far, it likely won’t be the last lender to do so.

The changes to Chase’s lending policies were first reported by Reuters.

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How to Prep Your Home for a Virtual Dinner Party

A few small changes to your space can go a long way in putting your best (remote) foot forward

As people social distance and adhere to widespread stay-at-home orders, the vibrant dinner parties of 2019 seem a distant memory in today’s no-hug world. But don’t despair—you can still break through the ho-hum dinner routine with a virtual bash that works for both friends and family.

In most ways, prepping your home for a remote dinner party is easier than a traditional soiree: You don’t need to clean your whole house, cook a multi-course meal, or set a table for a crowd. Still, a few small changes to your space can go a long way in putting your best (virtual) foot forward, according to Curbed.

From optimizing your lighting to picking out glassware, here’s how to arrange your home for a winning virtual happy hour or feast.

Pick your spot

When you’ve been stuck at home for weeks, a change of scenery can really help. Sure, you can easily use your dining room table, but what about your kitchen counter or even moving a coffee table or chest someplace new? Have a guest bedroom with a soothing patterned wallpaper that you’d like to showcase? Set up a table in there.

Wherever you pick, pay attention to your background—that’s what other virtual guests will be able to see. “I think the background rules are pretty close to the good Instagram photo rules: shallow depth of field, not more than three colors, keep it simple,” says Curbed’s architecture critic, Alexandra Lange.

Curbed editor-in-chief Kelsey Keith says to “consider one saturated color, a jungle of plants, or texture.” A virtual dinner party with friends is more fun than your everyday remote conference calls, so don’t be afraid to choose a bold, more cheerful spot (read: not your home office).

Optimize your lighting

As you’re choosing your backdrop, don’t skimp on the lighting. Set things up so the light isn’t behind you—otherwise you’ll look dark and shadowy on screen. “If it’s just you in a room, natural light is non-negotiable,” says Keith, so try to position yourself to take advantage of windows. If that isn’t an option, position one lamp directly by your face for even, steady lighting that reduces shadows.

You can also think outside the box when it comes to lighting; an early-evening gathering could work well on a patio due to great sunset light, or you could dine in front of a cozy, crackling fireplace.

Elevate your video device

Whether you’re using a laptop, tablet, or even a phone, use a stand and place it so that the camera is higher, at eye level. This provides a more flattering video angle. It’s also crucial to enjoy your conversation hands-free; it just won’t work to try and hold your phone for an hour-long party. Don’t have a laptop or tablet stand around? Stacking a few boxes or heavy books will do the trick.

Another important point: Don’t get too close to the camera. The cameras on smartphones and webcams are wide-angle, so if you get too close it will look distorted.

Set your table

A virtual dinner party is the perfect time to fancy things up a bit. Bust out your favorite tablecloths or any fun printed fabric to eat on, and think about adding special touches that fit with your personal style. (Note that if you’ve gone with a bold, colorful background, a neutral tablecloth might work best.) A beloved candle, family heirloom, or funky salt and pepper shakers will not only look cool, but can also spark conversation.

Don’t have anything on hand that fits the bill? Head outside and gather a few small flowers or sprigs of plants that are in bloom, then place them into a tiny bud vase or small glass cup. The vase will add a bit of pizazz and sophistication to your table without being so large that it becomes distracting on camera.

Finally, a pro tip: Set up everything before the party starts. A few moments away from the camera are to be expected, but it’s rude to disappear for 20 minutes to prepare things after the party has begun.

Ways to connect

Zoom: Zoom is a popular corporate video conferencing solution that has gone mainstream while people are sheltering in place. It’s rated high for usability and streaming quality, but you’ll need to pay for a Pro account to host meetings that are longer than 40 minutes.

Skype: With the ability to host up to 50 people at a time and a four-hour time limit, Skype is a well-known platform with broad familiarity.

FaceTime: If you only have an iPhone or an iPad, FaceTime might be a good option. You can add up to 32 friends, although the video quality will depend on your cellular provider.

Google Hangouts: Use Google Hangouts to see 10 people on a call from your phone or computer.

Themes and activities to try

Ask everyone to cook the same dish or a certain type of food. Or go with something more playful, like a Tiki-themed cocktail hour.

Activities can include online games using apps like House Party or Jackbox, a group movie-watching party with Netflix Party, or even karaoke contests using YouTube (just search any song and the word “karaoke”).

Pay attention to your glasses

If you really want to go all out, now’s the time to use any treasured china or specialty plates you have stored away. Of course, everyday plates will work just fine.

What your virtual guests will actually see the most of are your glasses. Make a fun cocktail or mocktail (maybe it’s tied to your agreed-upon theme) and don’t skimp on the accoutrements—think slivers of limes, decadent bourbon cherries, and lemon twists.

Colorful or unique glassware will also stand out; at a recent Mexican-themed virtual dinner party hosted by a Curbed staffer, for example, all of the guests made margaritas and showcased them in a dazzling array of rainbow glasses.

Or you can always hit the easy button

Want to host a virtual dinner party but don’t have the time or energy to curate your space? Choose from one of these gorgeous Zoom backgrounds, which we’ve carefully curated to look sufficiently realistic.

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