Garden Experts Share the One Thing You Should Never Do When Planting Bulbs This Fall

 
 

The window for bulb planting is almost here, and your technique now will have a direct impact on the health of your flowers next year. Whether you’re planting tulips in the front yard or adding daffodils along a walkway, how you handle this stage of planting can be the difference between a thriving, show-stopping bed or a disappointing, thinned-out display.

While the process may seem relatively simple—dig, drop, cover, and wait for spring—several garden experts warn that a simple misstep can significantly undermine your efforts. They also point out a few other mistakes to avoid with your bulbs this year for the best results possible.

The One Thing You Should Never Do When Planting Bulbs

Let’s start with what we’re told matters most: Don’t plant your bulbs, corms, tubers, or rhizomes upside down. If you accidentally get it wrong, the shoots will still fight their way to the surface. However, this struggle saps energy and often leaves you with fewer or weaker flowers, and in some cases, no flowers at all.

“It sounds simple, but it happens often,” says Petar Ivanov, gardening and plant expert for Fantastic Gardeners. “The pointed end should face upwards, and the flatter, root plate end should face downwards.”

Lucie Bradley, a greenhouse expert from Easy Garden Irrigation, says you should look for signs of roots. “To identify the base of the bulb, study the shape and look for the flatter, rougher part of the bulb—you may even see where there have been roots before," she explains. "This is the base of the bulb and goes to the bottom of the hole you have dug."

Both experts note that it isn’t always easy to tell the top from the bottom of certain bulbs. If you’re stuck, they say you can just lay the bulb on its side. “Although this will slow down growth, it’s better than planting it upside down,” says Bradley.

Other Things You Shouldn't Do When Planting Bulbs

Unfortunately, putting your bulbs in the ground the wrong way isn’t the only mishap you can make. Here are several other bulb planting mistakes that can keep your flowers from blooming at their best.

Planting at the Wrong Depth

According to the plant experts we spoke to, this planting error was nearly as detrimental as planting the bulbs upside down. “Many people either only skim the surface or bury the bulbs too deep,” says Ivanov. “As a general rule, bulbs should be planted at a depth of about two to three times their own height. If they’re too shallow, they’re likely to get pushed up by frost or disturbed by animals. If they’re too deep, they will struggle to emerge.”

While that general depth guidance works for most bulbs, Bradley recommends checking the supplier's recommendations on planting depth whenever possible. “Smaller bulbs, such as crocuses, will be planted closer to the surface, while larger bulbs, such as daffodils, will be planted deeper,” she says. To keep at the right depth, find a trowel with a measuring gauge down the blade.

Planting Too Early

Keep an eye on overnight temperatures before you start planting. “For best results, plant the bulbs when there's a chill in the air, typically when nighttime temperatures are between 40 and 50 degrees—usually around late October to early November,” says Laura Janney, the founder of The Inspired Garden Masterclass.

Trent Brown, a landscape designer from Ground Break Design, says when you plant bulbs too early, they could start growing before the frost and get damaged through the winter. “Exact timing depends on the hardiness zone that you live in, but cool soil temperatures are ideal for bulb planting. As long as the soil is still workable and not frozen, try to wait as long as possible,” he says, adding that early to mid-October is usually a good time if you live in cooler climates.

Ignoring Soil Drainage or Quality

Bulbs hate sitting in waterlogged soil, and Ivanov says one of the biggest causes of bulb rot is planting them in heavy clay soil without amending it. “The right way is to work in grit, sand, or compost to improve the drainage," he says. “In very wet gardens, planting the bulbs in raised beds or pots can also solve the problem.”

Once you have the soil properly draining, Brown says you need to think about soil quality: “Consider mixing a good potting soil back into the hole you've dug to create favourable conditions in the spring. It doesn't hurt to sprinkle in a bulb fertilizer as well to help with root development when they take off.”

Using Damaged Bulbs

Unfortunately, buying damaged bulbs is relatively common and can result in poor growth or no growth at all. “Ideally, check how the bulbs look and feel before making your choices,” says Bradley. “Otherwise, if you are shopping for them online, buy from a well-known grower or from a company recommended to you, so you know you will get good-quality bulbs.”

When buying in person, select bulbs that are firm when squeezed. “Any that are soft or squishy are not healthy,” she says. Additionally, the surface of the bulb should look clean and dry, with no signs of mold, dark spots, or a shrivelled, papery texture.

“If you can check the weight of the bulb in your hand, then the weight should match the size—not too lightweight, as this indicates that the bulb has dried out, probably due to incorrect storage or being stored for too long," Bradley continues. A heavier bulb is usually healthier, fresher, and has been stored correctly, with the correct level of moisture and stored nutrients for healthy growth.

Read more at Real Simple

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Mortgage Applications Today: New Homeowner Loan Demand Climbs to 3-Year High as Interest Rates Fall

 
 

Home loan applications jumped 9.2% from a week earlier, reaching the highest level in more than three years for the week ending Sept. 5, according to the Mortgage Bankers Association. These results include an adjustment for the Labor Day holiday.

The surge comes after mortgage interest rates slipped to an 11-month low. The average rate on a 30-year fixed home loan was 6.5% for the week ending Sept. 4, according to Freddie Mac. The rate was down from the prior week when it was 6.56%.

The Market Composite Index, a measure of mortgage loan application volume, saw a 9.2% increase on a seasonally adjusted basis from the previous week. On an unadjusted basis, the Index decreased 3% from a week ago.

The refinance index increased 12% from the previous week and was up 34% from the same period a year ago.

The seasonally adjusted purchase index grew 7% from a week earlier. The unadjusted purchase index decreased 6% compared with the previous week and was 23% higher than the same week one year ago.

The amount of homeowners refinancing swelled. The refinance share of mortgage activity increased to 48.8% of total applications from 46.9% the previous week. The adjustable-rate mortgage (ARM) share of activity increased to 9.2% of total applications.

The Federal Housing Administration (FHA) share of total applications decreased to 18.5% from 19.9% the week prior.

Veterans Affairs share of total applications increased to 15.3% from 13.8% the week prior. The USDA share of total applications increased to 0.6% from 0.5% the week prior.

"Mortgage rates declined for the second consecutive week as Treasury yields moved lower on data indicating that the labor market is weakening," said Joel Kan, MBA’s vice president and deputy chief economist. "The downward rate movement spurred the strongest week of borrower demand since 2022, with both purchase and refinance applications moving higher."

The economist added that purchase applications reached the highest level since July and continued to run more than 2% ahead of last year's pace.

Contract rates

The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($806,500 or less) decreased to 6.49% from 6.64%, with points decreasing to 0.56 from 0.59 (including the origination fee) for 80% loan-to-value ratio (LTV) loans.

The average contract interest rate for 30-year fixed-rate mortgages with jumbo loan balances (greater than $806,500) decreased to 6.58% from 6.67%, with points decreasing to 0.39 from 0.44 (including the origination fee) for 80% LTV loans. The effective rate decreased from last week.

The average contract interest rate for 30-year fixed-rate mortgages backed by the FHA decreased again to 6.31% from 6.35%, with points decreasing to 0.74 from 0.80 (including the origination fee) for 80% LTV loans. The effective rate decreased from last week.

The average contract interest rate for 15-year fixed-rate mortgages decreased to 5.84% from 6.03%, with points increasing to 0.84 from 0.77 (including the origination fee) for 80% LTV loans. The effective rate decreased from last week.

The average contract interest rate for 5/1 ARMs decreased to 5.9% from 5.94%, with points decreasing to 0.34 from 0.68 (including the origination fee) for 80% LTV loans. The effective rate decreased from last week.

Mortgage rates calculated

Mortgage rates are calculated by various factors in the economy, and the length of your loan will also figure into the mortgage rate you qualify for.

The 30-year mortgage rate is tied to the yield of the 10-year Treasury note, according to Fannie Mae. As the yield on the 10-year Treasury note moves, mortgage rates follow.

The yield on the 10-year Treasury note is determined by expectations for shorter-term interest rates in the economy over the duration of a bond, plus a term premium.

Read more at Realtor.com

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Greater Denver Area Real Estate Market Report from August 2025

 
 

The Denver Metro housing market may not be making bold moves right now, but that does not mean the story is simple, according to the DMAR Market Stats Committee.

In fact, 2025 has been defined by a steady, almost stubborn stagnancy. Prices have remained relatively stable for much of the year, with buyer activity mirroring 2024 levels. Although interest rates continue to weigh on affordability, they have not sparked dramatic changes in buyer or seller behavior. On the surface, the market looks quiet-maybe even predictable.

A high-level look at the Denver Metro market in August includes price changes, days in the MLS and inventory lev-els. Price changes throughout the year have been modest, and August reflected this trend with a slight 0.15 percent decrease in median close price for detached homes and a 1.28 percent decrease for attached. Days in the MLS increased by a median of six days for both attached and detached homes.

Inventory, however, is where we see the sharpest contrast. Through the end of August, 45,868 new listings hit the market in 2025, up 10.49 percent year-over-year-yet active listings climbed even more, up 21.77 percent. Despite this, buyer demand has stayed steady, with closed sales nearly identical to 2024 levels.

The bigger divide is between homes that sell quickly and those that linger. Of the properties that closed in August, only 1.12 percent had a price reduction, with a median adjustment of just 2.95 percent. Compare that to current active listings, where 58 percent have reduced their price, with a median drop of 4.52 percent. A significantly larger divide exists for homes that have been on the market for more than 30 days; 74 percent have taken a price cut, with a median change of 4.76 percent. This gap highlights the importance of strategic pricing from the start.

Homes priced appropriately are selling with little or no reduction, while overpricing often leads to extended days on the market and steeper price adjustments. While the median closed prices have stayed relatively stable, sellers continue to push against buyers' price tolerance.

As we enter the fall months, there is little expectation for the market to change as we round out the year. September is a notoriously volatile month for markets, and the anticipation of a Federal Reserve rate cut this month could increase uncertainty regarding the impact on mortgage rates. Factors such as unemployment, inflation and tariffs may ultimately undermine the intended benefits of any rate cut.

For Denver real estate, a stagnant market does not mean an easy one to understand. Data alone does not tell the full story. If you cannot understand the trends or refuse to see the story they reveal, charts and stats are meaning-less. Understanding how the trends connect to real buyer and seller decisions is what truly matters.

Learn more about the market from the Denver Metro Association of Realtors.


Thank you to our partners at the Denver Metro Association of Realtors for compiling this information.

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How to Use White in Your Home After Labor Day

 
 

If you think the rule of not wearing white after Labor Day still applies, think again.

It’s acceptable to not only continue wearing white after the beginning of September, but to also decorate your interior space with white.

Soft white accents

A neutral palette—any time of year—can instantly make your home brighter and more welcoming. If you still want to keep the autumn feel alive, add white gourds instead of orange. The options are endless for decorating with ivory and soft whites, making this the way to go for post-summer decorating.

Gallery wall

A black and white gallery wall could do wonders for your living room. It looks chic and clean, but still adds personality to the space. Stick with white frames with extra white space within the frame to keep the gallery wall minimalist.

Play around with textures

Too much white without texture can seem cold and boring. Research various wall textures to see if this is a viable option, or incorporate texture in other ways with throw pillows, accessories, and other decorative elements.

Don’t overdo it

It may seem impossible to overdo it with white—the most neutral color there is—but making your entire home white could have the opposite effect of cozy and lived-in. Still add splashes of color throughout your home, even if it’s just with centerpieces and other decor elements.

Read more at American Lifestyle

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Here's When Fall Foliage Will Peak This Year, According to the Old Farmer’s Almanac

 
 

One of the best parts of fall is seeing the leaves change color, encouraging you to soak up the remaining warmth and sunlight before winter arrives. But determining exactly when the leaves will start to change can be a real struggle.

If you live in Oregon, for example, you’re probably used to seeing the leaves drop towards the middle or end of October. But take a trip down to Florida in November, and you might be surprised to see that fall colors are just barely starting to show.

If you want to complete your dream fall foliage road trip, go sightseeing at a national park in autumn, or ensure you know exactly when you can expect changing leaves, you don’t have to leave it all up to guesswork.

The Old Farmer’s Almanac has released its predictions for peak fall foliage in every region of the U.S. in 2025—plus a few viewing tips that will help you make the most of the season.

West and Midwest

If you’re in the West or Midwest, you can expect fall colors to arrive (and depart) relatively early. Late September is when you’ll start to see fall colors appear, with the peak coming soon after. The Old Farmer’s Almanac estimates that October 4 will spell the end of fall for many areas in the West and Midwest, with leaves in some places already having entirely dropped by this date.

Over in the Pacific Northwest specifically, however, you’ll have a little bit longer to view fall colors. The Almanac predicts that this area will reach peak fall color around October 11.

Northeast

New England will enter peak fall color around October 11. This is one of the best fall foliage viewing locations in the entire U.S., so if you’re planning a nature-immersed fall road trip, early to mid-October is your best bet.

As for the rest of the Northeast, you’re likely to see peak colors anywhere from late September to the middle of October, based on the Old Farmer’s Almanac data collected in 2024. The top half of the U.S. tends to see fall foliage peak much faster than the lower half, so you can expect to enjoy some fall colors as early as the first week of September.

By the end of September, most of the region will be enjoying the fall foliage. During the last week of October, it’s likely that we’ll see the Northeast lose all of its fall colors.

Southwest

In the Southwest, fall colors typically begin in most areas around the end of October. In 2024, some areas of the Southwest experienced fall foliage a bit earlier, typically around the end of September or the beginning of October.

But states in the lower part of the U.S. generally see fall foliage peak in the later months, with a majority peaking during the last week of October and the first week of November in 2024. We can likely expect the same pattern to reappear this year.

Southeast

In the Southeast, fall colors really pick up in October, and in some areas, they will continue through the month of November. The Southeast tends to be one of the last regions in the U.S. to experience fall foliage, with some areas just starting to see fall color in November.

In some parts of Florida, fall foliage continued all the way into December in 2024. While it can’t predict precisely what will happen this year, the Old Farmer’s Almanac tends to notice similar fall foliage trends year after year. So, we can expect 2025’s fall foliage map to look similar to what we saw last year.

Fall Foliage Viewing Tips

Believe it or not, fall foliage at its finest only lasts from seven to 10 days. Of course, fall colors in one general area last longer than this, as each tree can start to change color and drop its leaves at different times.

That’s why it’s so important to keep an eye on the fall foliage map. This can help you pre-plan a day trip to your favorite hikes or viewpoints.

The Old Farmer’s Almanac has also estimated the peak leaf dates of a wide range of popular leaf-viewing spots. The list includes favorites like Acadia National Park, the Adirondack Mountains, Grand Teton National Park, and the Smoky Mountains.

And don’t forget that high winds can interrupt your leaf-viewing experience. During heavy winds or rain, trees can shed their leaves prematurely, which may alter your plans for viewing foliage.

Read more at Better Homes & Gardens

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