Just Listed: Exceptional Duplex Investment near Lake Phalen!

 
 
 

Don't miss this exceptional home and investment opportunity featuring an Up/Down duplex just a stone's throw from Lake Phalen.

The upper unit offers a spacious layout with 3 bedrooms and 1 bathroom. Meanwhile, the lower unit features 2 bedrooms and 1 bathroom. Convenience is key with shared, secured laundry facilities. But that's not all – the property also boasts an incredible garage, spacious enough for 3 cars and complete with high ceilings. The upper level of the garage is finished and heated and presents versatile options such as an office space, storage area, game room, or playroom...23x10. Step outside to discover a secure backyard enclosed by a tall wood fence, providing privacy and plenty of space, divided for both units' enjoyment. Backing up to the Bruce Vento Trail, this duplex offers easy access to Lake Phalen trails, parks, and the beach. And with grocery stores and restaurants just under 5 minutes away, you'll love the convenience of the location.

Listed by Diane LeBlanc for West + Main Homes. Please contact Diane for current pricing + availability.

 
 
 

Have questions?
West + Main Homes
(405) 652-6635
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Presented by:
Diane LeBlanc
763-234-0572
diane@westandmainmn.com



 

Tips for Younger Homebuyers: How To Make Your Dream a Reality

 
 

If you’re a member of a younger generation, like Gen Z, you may be asking the question: will I ever be able to buy a home?

And chances are, you’re worried that’s not going to be in the cards with inflation, rising home prices, mortgage rates, and more seemingly stacked against you.

While there’s no arguing this housing market is challenging for first-time homebuyers, it is still achievable, especially if you have professionals on your side.

Here are some helpful tips you may get from a pro.

1. Explore Your Options for a Down Payment

If a down payment is your #1 hurdle, you may have options to give your savings a boost. There are over 2,000 down payment assistance programs designed to make homeownership more achievable. And, that’s not the only place you may be able to get a helping hand. While it may not be an option for everyone, 49% of Gen Z homebuyers got money from loved ones that they used toward a down payment, according to LendingTree.

And chances are you won’t need to put 20% down (unless specified by your loan type or lender). So be sure to work with a trusted mortgage professional to explore your options, find out how much you’ll really need, and learn about any guidelines on getting a gift from loved ones.

2. Live with Loved Ones To Boost Your Savings

Another thing a number of Gen Z buyers are doing is ditching their rental and moving back in with friends or family. This can help cut down your housing costs so you can build your savings a whole lot faster. As Bankrate explains:

“. . . many have opted to stop renting and live with family in order to boost their savings. Thirty percent of Gen Z homebuyers move directly from their family member’s home to a home of their own, according to NAR.”

3. Cast a Broad Net for Your Search

When you’ve saved up enough, here’s how a pro will help you approach your search. Since the supply of homes for sale is still low and affordability is tight, they’ll give you strategies and avenues you may not have considered to open up your pool of options.

For example, it’s usually more affordable if you consider a rural or suburban area versus an urban one. So, while the city may be livelier and more energetic, the cost of living may be reason enough to look at something further out. And if you consider smaller homes and condos or townhouses, you’ll give yourself even more ways to break into the market. As Colby Stout, Research Analyst at Bright MLS, explains:

“Being flexible on the types of home (e.g., a condo or townhome versus a single-family home) and exploring more affordable neighborhoods is important for first-time buyers.”

4. Take a Close Look at Your Wants and Needs

And lastly, an agent can help you really think about your must-have’s and nice-to-have’s. Remember, your first home doesn’t have to be your forever home. You just need to get your foot in the door to start building equity. If you want to buy, you may find making some compromises is worth it. As Chase says:

“An open-minded approach to house-hunting may be one way for Gen Z homebuyers to maintain some edge. This could mean buying in areas that are less expensive. Differentiating needs vs. wants may help in this area as well.”

An agent will help you prioritize your list of home features and find houses that can deliver on the top ones. And they’ll be able to explain how equity can benefit you in the long run and make it possible to move into that dream home down the line.

Bottom Line

Real estate professionals have expertise on what’s working for other buyers like you. Lean on them for tips and advice on ways you can get ready to buy. As Directors Mortgage says, with that support you can make it happen:

 “The path to homeownership may not be a straightforward one for Gen Z, but it’s undoubtedly within reach. By adopting the right strategies, like exploring down payment assistance programs and sharing living costs with relatives, you can bring your dream of owning a home closer to reality.”

Read more at KeepingCurrentMatters.com

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Natural Weed Control Alternatives For Your Garden

 
 

Spring heralds the return of warmer weather, blossoming flowers, and, unfortunately, the unwelcome resurgence of unwanted weeds in your garden.

Keeping your garden free from these invasive guests requires a combination of vigilance, preventive measures, and sometimes the helping hand of professionals. Below are some effective strategies to keep your garden weed-free this spring.

Start With a Clean Slate
The first step in your weed management plan should be to clear any existing weeds from your garden. This can be physically demanding but rewarding work. Remove weeds by hand or use a hoe, ensuring you get as much of the root as possible to prevent them from quickly returning. For larger areas or more stubborn weeds, consider using a natural herbicide as a spot treatment, being mindful to protect your plants.

Mulching is Your Best Friend
After clearing the weeds, applying a thick layer of mulch is an excellent way to suppress new weed growth. Mulch blocks sunlight from reaching the soil, reducing the chances of weed seeds germinating. Organic mulches, such as wood chips or straw, offer the added benefit of enriching the soil as they decompose. Aim for a mulch layer of at least 2 to 3 inches thick for optimal effectiveness.

Prevent With Pre-Emergents
Pre-emergent herbicides can be a valuable tool in your weed prevention arsenal. When applied to the soil, these products prevent weed seeds from germinating. Timing is critical with pre-emergents; they should be applied in early spring before weed seeds have a chance to sprout. When using a herbicide, be sure to select a product that won't harm your existing plants and follow the application instructions carefully.

Hiring a Lawn Care Service
For many gardeners, maintaining a weed-free garden can be time-consuming and physically challenging. This is where hiring a professional lawn care service can be highly beneficial. A reputable lawn care service can provide regular maintenance, including weed removal and prevention strategies tailored to your specific garden and local conditions. They can also offer advice on the best products and techniques to use, saving you both time and effort in the long run.

Keep a Close Watch
Finally, regular monitoring of your garden is essential. Checking for and removing any new weeds weekly is of the utmost importance before their roots are established or begin to spread. Consistency is key when keeping your garden weed-free and ensuring its longevity. It may seem tedious at times, but the result of a well-maintained garden is worth it in the end.

By starting with a clean slate, utilizing mulch and pre-emergents, considering the help of a professional lawn care service, and maintaining vigilance, your garden can thrive weed-free this spring. Remember, a little effort goes a long way in keeping those pesky weeds at bay, allowing you to enjoy the beauty of your garden all season long.

Read more at Rismedia.com

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How Much Does It Cost to Stage a House—And How Much Will You Gain?

 
 

Home staging—where you decorate your house in an effort to entice buyers to bite—may seem counterintuitive at first blush: Why spend money on real estate if you’re moving out?

Simple answer: because home staging can get you more money for your home sale.

If your real estate agent has suggested staging, it’s because evidence shows staging real estate is usually well worth the effort. According to a 2023 report from the National Association of REALTORS®, twenty percent of buyers’ agents said that staging a home increased the dollar value offered between one and five percent, compared to other similar homes on the market that were not staged, which is nothing to sneeze at. But just how much does home staging really cost?

Here’s what to know about the cost to stage a home, so you can decide if paying a professional stager is worth the investment for you.

Inside the numbers: How much does it cost to stage a house?

File this one under “obvious”—but the pricier the staged home, the higher the potential home staging costs. As a general rule of thumb, the average cost for most stagers is $300 to $600 for an initial design consultation, and $500 to $600 per month per staged room.

Home staging might sound expensive, but if you own a vacant home, for example, you’re already paying lots of bills every month that your unstaged house sits empty. If a home stager can help buyers envision how fabulous your living room looks with a little classy furniture and tasteful decor, the costs of home staging may be some of the best money you have ever spent.

What makes the cost of staging a home more expensive?

Most home stagers work with the knickknacks and art that the homeowner already owns. But sometimes home stagers “need to purchase new accessories, fresh towels, flowers, and/or fruit, as these small touches make a big difference,” says Sheila Schostok with Your Home Matters Staging and Redesign, which serves Chicago and southeastern Wisconsin. This is especially true with a vacant house. The stagers’ new purchases will add to the overall cost of the project.

The layout of your home could also add a cha-ching to the home staging costs. Home stagers often use lightweight versions of basic furniture pieces. However, a home staging job that requires heavy lifting in a multistory house still usually means hiring additional help to move furniture, says Schostok.

And if you’re listing a vacant home because you’ve already moved out, you’re looking at home staging costs that include rental fees for every stick of furniture and all furnishing and decor items from a stager.

Conversely, if you inherited a ton of antiques (or have a One King’s Lane addiction), the stager may recommend you declutter by putting excess knickknacks into storage, tacking that monthly rental onto your overall staging costs. Staging services may also suggest that sellers declutter and depersonalize the home by removing unusual, religious or political, and personal items, so home buyers can more easily envision themselves living in the home.

A final expense, an important one that can help ensure staging success, is the price of painting a room. A fresh coat in a 12-by-12-foot room will cost a DIYer around $200, or $400 to $700 if left to the pros.

Saving tips: How to save on home staging

You don’t have to pay a home stager to transform the decor of your entire house from basement laundry room to attic storage.

“A great way to save money when staging is by only focusing on the main areas of a home,” says Schostok.

These are the rooms potential buyers would spend the most time in—the kitchen, living room, dining room, and master bedroom. You’ll also want to pay attention to what the buyers see when they first step in the front door. That first impression, whether it be a bare, unstaged home or an inviting, perfectly staged one, can make the difference in whether they decide to buy and how much they are willing to pay for your house.

Another cost-saving home staging option is to limit yourself to an initial consultation with a home stager, instead of full-service staging. When Schostok does a home staging walk-through with the homeowner, offering home staging tips to maximize the potential for each room, “the price is far less, $125 for 90 minutes.”

You may want to ask your real estate agent if she thinks your home would benefit from home staging. Your agent may also recommend a home staging service or even offer other cost-saving tips besides staging, based on her experience showing real estate to buyers. For example, your agent may recommend that you start by decluttering your home yourself, or spend the money on a specific home improvement task, instead of hiring a professional stager, depending on her own first-time impression of your home.

The biggest cost savings for home sellers who use home staging? Selling their home faster, at a better price, and without months of carrying costs—because their house was properly staged and buyer-ready.

Read more at Realtor.com

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Displaying art in your home? Here are some do’s and don’ts

 
 

There are two common mistakes people make when hanging art in their homes, according to art consultant Louisa Warfield.

“The first is, they hang work that is too small for the space. And often you’ll go in, and you’ll find a sofa [couch] with one tiny picture above it, and that looks lonely and bleak,” she said.

Instead, “Hang a wall… with as big a painting as you can fit.” This helps a room feel homey, Warfield said, while at the same time making the space appear larger. Don’t be afraid to hang large artworks in smaller spaces such as hallways, Warfield said.

The second mistake is hanging artworks too high, which makes pieces harder to “connect” with. “Whether it’s just the visual connection, you just like the look of it, or whether it’s an emotional connection, you feel something from it … if the work is hung too high it feels like it’s not really in the room,” she said.

A guideline is to hang the work so that its center is about 150cm above the floor, Warfield said. Alternatively, hang it so that your eye level is about a third of the way down from the top of the piece. “These are guides — there’s no hard and fast rule,” she said.

The ‘gallery wall’

Having a gallery wall, where several pieces of varying sizes are hung together, is a popular way to display art at home. Most people are not art collectors who buy work around a particular theme; instead, they might acquire pieces on vacation or receive art as gifts, Warfield said.

“As our lives grow and get bigger, [the artworks] often don’t match. But a gallery wall … allows you to draw together lots of quite disparate bits into one quite holistic look,” she said.

Warfield suggests giving the display cohesion. “This might be as simple as everything has a black frame. This might be simple as everything is a flower picture, or … everything is a black and white photo,” she said. She might add a quirk, such as having one picture that has a touch of red in it that stands out against a monochrome selection. 

In a large home, a gallery wall might be about 160cm in height and about the width of the couch the art will hang above, Warfield said. She said mixing larger pieces with smaller ones is acceptable and recommended laying out pictures on the floor in front of the couch to decide how to display them. Should you have the largest picture in the middle of the display? “There’s no ‘should,’” she said. “There are a million different ways of doing it.”

Warfield charges £175 ($222) plus taxes for two hours of advice on what to buy and how to display it. When it comes to the hang itself, it’s worth hiring a professional who understands the best fittings to use for the size of the artwork and the type of wall it will go on, Warfield said. Expect to pay a professional hanger around $100 an hour, she said.

To match or not

You might want artwork to fit with a color scheme you have chosen for your home, but this is something that the art world — which can be elitist — might look down on, Warfield said. Her approach is more inclusive: “You must do whatever you want in your home — it’s your sanctuary,” Warfield said.

“What I advise my clients is that you might want it to match now, but your sofa and your [color] palette is almost certainly going to change again in seven to 10 years,” Warfield said. If you are buying art and are keen on a matching approach, “be very aware of how much money are you spending, and will that picture have longevity after you have changed the color of your sitting room?”

If you’ve recently moved home and feel your existing artworks don’t fit your new space, consider reframing pieces or hanging them unframed to give them a new look, Warfield suggested, or have them glazed in non-reflective and UV-protective glass that will display work more clearly.

For Helen Sunderland Cohen, who collects modern and contemporary art and photography, balance is important. “I try to place works that feel good in a particular space, and that interact organically with one another. This could be through colour, style, or a motif. For example, I decided to hang black and white photography down one corridor,” she told CNBC by email.

An art collector’s approach

Sunderland-Cohen’s London home features an open-plan living area with large windows along its length that shed light on her collection.

A mask by British-Nigerian artist Yinka Shonibare hangs next to a monoprint on fabric by British artist Aimee Parrott, followed by an oil on canvas by post-war British artist Prunella Clough. Meanwhile, a bright pink porcelain cone by Simon Bejer is displayed on a side table — Bejer is a graduate of the City & Guilds School of Art in London, where Sunderland Cohen is a trustee.

“I ... try to arrange the art in a way that works with the furniture, rugs, and light, so that everything feels harmonious,” Sunderland Cohen said.

Sunderland Cohen, who manages The Sunderland Collection, a collection of antique world maps and atlases, said she buys work for her home that she has a personal connection to, such as places she has lived. “I think a lot of displaying art comes down to confidence and intuition, rather than worrying about what other people will think or how trendy an artist is,” she said.

“I am fascinated by design, and like living with it: even simple objects like a well-designed lamp or a beautiful cushion, or a quirky vase. These items do not have to be expensive, just engaging and fun,” she said.

Read more at CNBC.com

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